Downpayment for condo in Singapore normally requires twenty five% bare minimum for lender financial loan purchases, with no less than five% in money and 20% income/CPF; for to start with housing loan, LTV approximately 75%, Customer’s Stamp Obligation applies on tiered fees, Additional Buyer’s Stamp Duty may differ by profile; typical new start reserving cost 5% income, remainder of 20% on training in just option interval, progressive payment by development stages; resale demands Choice Fee (one% income) then workout (four% funds) and balance; authorized charges, valuation, home check here loan responsibility, and fire insurance insert to upfront charges; associated keywords involve condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA utilization restrictions, minimal dollars, ABSD remission for married partners, lender interest charges, lock-in, and pricing sensitivity by district.